The ₹5000 Aadhaar Card Loan is not a specific central government scheme but generally refers to small instant loans offered by NBFCs, microfinance companies, or loan apps, using Aadhaar for KYC verification. Here's a detailed overview:
✅ Aadhaar ₹5000 Loan Overview
| Feature | Details |
|---|---|
| Loan Amount | ₹500 to ₹10,000 (commonly ₹5,000) |
| Eligibility | Indian citizen, 18+, Aadhaar and PAN card |
| Income Proof | Not always needed for small loans |
| Documents Required | Aadhaar card, PAN card, bank account |
| Credit Check | Basic or no CIBIL required for small loans |
| Repayment Tenure | 7 days to 3 months |
| Interest Rate | 18% to 36% annually (varies by lender) |
| Disbursement Time | Within 10 minutes to 24 hours |
| Mode of Application | Online via app or website |
📝 Common Loan Apps That Offer ₹5000 Loans on Aadhaar:
KreditBee
TrueBalance
Navi
PaySense
mPokket
CashBean
SmartCoin
StashFin
(Note: Always verify app ratings and RBI registration before applying.)
🧾 How to Apply:
Download a trusted loan app (e.g., KreditBee).
Register using mobile number and Aadhaar.
Complete KYC (Aadhaar + PAN + selfie).
Enter bank details.
Choose ₹5000 loan → Submit.
Amount is credited to your bank.
⚠️ Caution:
Avoid unregistered or suspicious apps.
Read all loan terms, processing fees & interest rates carefully.
Many quick-loan apps charge high processing fees (₹100–₹500+).
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